Industries
Fleet & commercial auto insurance for Pool Service & Construction
Route trucks carrying chemicals and equipment, plus construction crews for new pools and remodels.
Vehicles we typically see
- Route pickups and small trucks
- Service vans
- Construction and excavation trucks
- Equipment trailers
What underwriters focus on
- Dense residential routes
- Pool chemicals carried on vehicles
- Take-home vehicles for route technicians
- Mix of service and construction operations
Coverage worth reviewing
- How chemicals carried on vehicles are described to underwriters
- Hired and non-owned auto
- Physical damage on route vehicles
- Coordinated general liability and umbrella
Where we fit. We work best with established pool service businesses running several vehicles — often 5 to 50 — with current commercial auto coverage and a renewal coming up. Eligibility depends on the operation and the insurance companies involved.
Questions fleet owners ask
Do the chemicals on our trucks affect our auto insurance?
They can. Underwriters will want to know what is carried, in what quantities, and how it is stored. Small quantities for routine pool service are a very different question from transporting placarded hazardous materials.
Ready for a serious look at your fleet program?
Start with what you have. We’ll tell you what we need next.