Resources
Fleet owner resources.
Practical guidance on how commercial auto is underwritten, priced, and structured — for owners, CFOs, and operations managers.
Renewal & underwriting
The Commercial Fleet Insurance Renewal Checklist
A 90-day checklist for preparing a commercial auto and fleet renewal: documents to gather, questions to ask, and decisions to make before the policy renews.
Read →What Commercial Auto Underwriters Look At on a Fleet
The factors that drive how insurance companies evaluate and price a commercial fleet — drivers, losses, vehicles, radius, operations, and management.
Read →Loss Runs Explained: How to Request and Read Them
What loss runs are, how to request them, what “currently valued” means, and how underwriters read paid, reserved, and open claims on a commercial auto account.
Read →Drivers & risk control
Driver Standards and MVR Checks for Commercial Fleets
Why driver quality drives commercial auto insurance, how to set written driver eligibility standards, and how to use motor vehicle records before and after hire.
Read →Take-Home Vehicles and Personal Use of Company Trucks
How take-home vehicles and personal use of company trucks affect commercial auto insurance, and the policies and endorsements worth reviewing.
Read →Controlling Fleet Insurance Costs Without Cutting Coverage
Practical ways established fleets manage commercial auto insurance costs — driver selection, deductibles, schedule accuracy, safety programs, and marketing the account at the right time.
Read →Coverage & contracts
Contract Insurance Requirements for Contractors’ Vehicles
How general contractor, owner, and service agreements affect your commercial auto program — liability limits, additional insured, waiver of subrogation, primary/non-contributory, and umbrella.
Read →Hired and Non-Owned Auto: The Exposure Most Businesses Overlook
How rented vehicles and employees’ personal vehicles create liability for your business, and how hired and non-owned auto coverage responds.
Read →Texas requirements
Ready for a serious look at your fleet program?
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