Industries
Fleet & commercial auto insurance for Landscaping & Grounds Maintenance
Crew trucks pulling trailers on daily routes, commercial grounds contracts, and seasonal crews.
Vehicles we typically see
- Crew-cab pickups
- Enclosed and open landscape trailers
- Dump trucks and stake beds
- Spray and irrigation service trucks
What underwriters focus on
- Trailers on nearly every unit
- Daily route driving with frequent stops
- Seasonal and newer drivers
- Equipment on trailers, which is not covered by auto
Coverage worth reviewing
- Trailers scheduled properly
- Inland marine for mowers and equipment
- Limits required by commercial property managers and HOAs
- Hired and non-owned auto
Where we fit. We work best with established landscaping businesses running several vehicles — often 5 to 50 — with current commercial auto coverage and a renewal coming up. Eligibility depends on the operation and the insurance companies involved.
Questions fleet owners ask
Is the mower on the trailer covered if the trailer is in an accident?
Auto physical damage generally covers the trailer itself, not the equipment carried on it. Mowers and other equipment are usually covered under an inland marine or equipment floater.
Ready for a serious look at your fleet program?
Start with what you have. We’ll tell you what we need next.