Industries
Fleet & commercial auto insurance for Plumbing Contractors
Service and repair vans, new-construction crews, and jetter or excavation units working residential and commercial jobs.
Vehicles we typically see
- Service vans and box vans
- Pickups with service bodies
- Jetter and hydro-excavation units
- Mini-excavator and equipment trailers
What underwriters focus on
- Daily route density and urban driving
- Take-home vehicles for after-hours service calls
- Equipment mounted to or towed by vehicles
- Growth: adding technicians and vehicles mid-term
Coverage worth reviewing
- Reporting and adding new units cleanly as you hire
- Hired and non-owned auto
- Physical damage and attached equipment values
- Umbrella limits for commercial and builder contracts
Where we fit. We work best with established plumbing contractors businesses running several vehicles — often 5 to 50 — with current commercial auto coverage and a renewal coming up. Eligibility depends on the operation and the insurance companies involved.
Questions fleet owners ask
We add vehicles throughout the year. How should that be handled?
Your agent should know how the policy treats newly acquired autos and how quickly additions must be reported. For a growing fleet, a clean process for adding units and drivers matters as much as the premium.
Ready for a serious look at your fleet program?
Start with what you have. We’ll tell you what we need next.