Industries · 05
Industrial, Energy & Specialty Business Fleets
Industrial service trucks, field-service fleets, specialty equipment, and mixed vehicle operations.
Industrial and specialty fleets combine heavy units, mounted equipment, and demanding customer contracts. In the Coastal Bend and across Texas, that includes refinery, petrochemical, oilfield, and marine work. These accounts are underwritten individually, and the right market depends heavily on the specific operation.
Industries in this category
- Oilfield Service ContractorsPickups, winch trucks, and service rigs on lease roads and job sites.
- Refinery & Petrochemical Service ContractorsCrew trucks and service units working inside plant gates.
- Mobile Welding & Fabrication CompaniesWelding rigs and service trucks working in the field.
- Construction Equipment Rental & Service CompaniesDelivery trucks, lowboys, and field-service units.
- Waste Collection & Recycling CompaniesRoll-off, front-load, and rear-load trucks on daily routes.
- Commercial Laundry & Linen Service CompaniesBox trucks and vans on scheduled pickup and delivery routes.
- Marine Service & Shipyard ContractorsService trucks and crew vehicles supporting ports and shipyards.
- Non-Emergency Medical Transportation CompaniesWheelchair vans and passenger vehicles transporting patients.
What underwriters focus on
- Specialized and heavier units with mounted equipment
- Operations at refineries, plants, oilfields, ports, and shipyards
- Customer contracts with high limits and detailed endorsements
- Driver qualification across mixed vehicle classes
- Hazardous materials or passengers, where applicable
Coverage worth reviewing
- Liability and umbrella limits that meet industrial contracts
- Additional insured and waiver of subrogation endorsements
- Physical damage on specialized units and attached equipment
- Filings or regulatory requirements tied to the operation
- Coordination with general liability, pollution, and other lines
Where we fit. We work best with established businesses running several vehicles, often 5 to 50, with current commercial auto coverage and a reason to review it. Eligibility depends on the operation and the insurance companies involved.
Questions fleet owners ask
Our customers require high limits for plant access. Can you help?
Yes. Send the insurance requirements from the plant or operator agreement and we’ll review how your auto, general liability, and umbrella measure up.
Is passenger transportation treated differently?
Yes. Transporting people, as with non-emergency medical transportation, is underwritten as a passenger exposure, with its own driver, vehicle, and regulatory considerations.
Ready for a serious look at your fleet program?
Start with what you have. We’ll tell you what we need next.