Independent Insurance Agency — Serving All of Texas  📞 (361) 248-3307

Need Workers' Comp for a Job?

A GC just told you they need proof of workers' compensation before you can start. Here's what you need to know and how to get it fast.

Why GCs Require Workers' Comp

When you work on a GC's job site without workers' comp, the GC can be held liable if one of your employees gets hurt. To protect themselves, most GCs require every sub to carry their own workers' comp policy before stepping on site.

This is true even in Texas, where workers' comp isn't required by state law for most private employers.

Can I Get Workers' Comp Quickly?

Yes — for most standard contractor trades, we can get you quoted and bound within one business day. Once the policy is bound, we can issue a certificate of insurance immediately.

Call us at (361) 248-3307 if you need this urgently. We know how to move fast.

What You'll Need to Apply

  • Your business name and FEIN (federal tax ID)
  • Number of employees and their job classifications
  • Estimated annual payroll
  • Description of the work you perform
  • Any prior workers' comp claims history

Ready to get covered?

Get your free quote from multiple carriers.